A Healthy Financial Plan

“The task is not so much to see what no one else has seen; but to think what no one else has thought, about that which everybody sees.”

"Knowing what tools exist is not as important
as understanding how they all work together."

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"If one does not know to which port one is sailing, no wind is favorable."


"With the ability to proactively identify obstacles others before you have experienced, smoother seas and following winds are easier to find."